State Auto




Affinity Dividend Program


Insurance coverage for your farm or ranch, including coverage for your home, farm buildings, farm vehicles and liability from your farming operation, is a concern for all members. 


Wouldn't it be nice to see a return on your insurance premium?  As a KCA member, you have exclusive access to a dividend program offered through State Auto Farm and Ranch. 


This program offers: 

  • Competitive premiums because price matters

  • Comprehensive insurance protection because this is your livelihood

  • Annual dividend potential for eligible members who insure with State Auto Farm and Ranch


  • The right coverages matter!

  • You get the right insurance program to protect your investments

  • Optional coverages so you get the coverage you need without paying for what you don’t

  • Livestock Collision included

  • Additional Perils for livestock included:

    • Electrocution

    • Attack by dogs or wild animals (except sheep)

    • Accidental shooting

    • Loading/unloading accidents

    • Drowning

    • Flood 

  • Foreign objects and cab glass included on covered farm machinery

  • Personal and Farm Liability


Annual dividend potential

Member premiums are recognized as a group. A dividend will be issued to participating members of the qualifying group if there is a profit after payment of claims, program expenses and taxes, and year-end results are calculated. 


Members who insure with State Auto for the first time during a program year are eligible for a full dividend, not a pro-rated amount. 


Interested? Find an agent. 

Visit to find a local State Auto agent and talk about the benefits of the State Auto Farm and Ranch Affinity program. 

Already have State Auto Farm & Ranch Coverage?

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Contact Us

PO Box 1489

Junction City, KS 66441


Telephone: 785-238-1483

Fax: 785-238-1518


© 2019 Kansas Cattlemen's Association